Money Making Sense

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018 and 2020 People's Choice Podcast Finalist. 
Launching William Shatner into space could teach you to invest more wisely?   (23:26) October 17, 2021
Some call it a P.R. stunt to get more people buy products form Amazon.  Chris Janeway, the founder of Fourth Point Wealth, says all the billionaires who are launching rockets into space are trying to build a cult following around their brand names. Chris says stock prices at Amazon, Tesla, and Virgin didn’t move much […]
Your employer might fund your education   (22:02) October 13, 2021
Many companies now offer tuition reimbursement as a benefit to employment.  Dr. Jill Buban, the General Manager and V.P. of EdAssist Solutions explains why workers should take advantage of it.   She also discusses why businesses are having to add this perk to their hiring packages and what they gain. You can follow this show on Instagram and […]
The cost of Vitamin D3 is cheaper than a hospital bill   (25:03) October 06, 2021
Research finds Vitamin D3 protects your immune system.  Dr. Leslie Ray Matthews conducted 10-years of research using D3 on pneumonia patients.  He says it will help with all types of illnesses, including COVID-19. Host Heather Kelly learned D3 is actually a hormone, not a vitamin.  And it can save you tens of thousands of dollars […]
Can you survive 2 more years of the pandemic economy?   (24:06) September 22, 2021
Several sectors of the economy may not get back to normal for at least  two more years.  That’s according to Robert Spendlove, senior economist at Zions Bank.  He and Susan Speirs, the CEO of Utah’s Association of CPA’s discuss where jobs are growing and which ones are still struggling. If you’re looking for a job, […]
What’s your personal inflation rate?   (30:52) September 15, 2021
Saving for retirement is never easy.  But financial planner, John Smallwood, the President of Smallwood Wealth Management says you need to make sure you are saving at the correct inflation rate for you. John advises putting money away into savings FIRST; then pay the bills with what’s leftover.  Not the other way around.  He also […]
How to make money on YouTube   (31:18) September 08, 2021
Many people turned to YouTube during the pandemic.  Some to keep themselves busy if they were out of work, others as a way to supplement their income.  Max Miller, the host of Tasting History, says he was lucky enough to be able to replace his entire salary. He explains what you need to get started, […]
How to buy a home in a seller’s market   (21:22) September 01, 2021
Home buying is super competitive right now.  Lisa Grant, real estate broker, says buyers need to be prepared to give their best offer at the get-go.  And don’t get too attached to any particular home. She also explains why you should take a handyman with you when walking through a potential new house. You can […]
Your guide to 401k and IRA rollovers   (26:43) August 25, 2021
If you have both a 401k and an IRA, you can only contribute a total of $25,500 per year — between both accounts.  Adam Nugent, the Founder & CEO of Foresight Wealth, explains why.  And Susan Speirs, the CEO of UACPA goes over some tax issues if you transfer money between the two retirement funds. […]
Are you offensive or defensive with your income?   (30:16) August 18, 2021
CEO and co-founder of Madison Investing, Spencer Hilligoss, says it may be time to change how you think about bringing in income.   First you need to discover what is most important to you — promotions with a big salary to pay for your every need or a balance between work and a personal life. You […]
How to recover from selling your retirement fund   (18:41) August 11, 2021
More than a third of Americans panic sold a portion of their retirement fund during the pandemic.  Dr. Francesca Ortegren, data scientist with Clever Real Estate discusses how to get a majority of your nest egg back. She and host, Heather Kelly also talk about the behavior of panic selling.  It stems from the same place […]
Is your lack of income tied to lack of passion for your job?   (24:38) August 04, 2021
Do you love your job, but not your manager?  That’s the number one reason, Colin Wilford, a career planning expert and counselor at Wilford Scholes, says people leave their place of work. However, working in an industry you don’t have passion for simply to get a higher paycheck is another big reason people aren’t happy […]
Setting financial goals for your future   (29:46) July 28, 2021
The biggest problem people have with their finances is wanting everything “right now!”  That’s from Tad Tuttle, a CPA and partner at Hinton Burdick.  Chad Lambert, manager at Hinton Burdick, and the CEO of the Utah Association of CPA’s, Susan Speirs discuss how to figure out what your financial goals should be and how to […]
Bank on yourself   (27:19) July 21, 2021
You can become your own source of financing and at the same time create a tax-free income tool in retirement.  Mark Willis, owner of Lake Growth Financial Services says it comes down to T.G.I.F. — Tax Adavantage Guranteed, Insurance, Financing. Mark explains how we lose out on compound interest everytime we buy something.  Find out […]
5-steps to building wealth   (31:58) July 14, 2021
The first step to becoming debt free is to know where you are financially.  Rachel Podnos O’Leary, the author of 21st Century Wealth, says you need to take a hard look at how much money is actually coming into your life and how much is going out. Do you prefer the Snowball or Avalanche method […]
Are HOA dues worth the cost?   (31:25) July 07, 2021
If you live in a Home Owners Association community, you are paying dues.  Jason Hearst, host of The HOA Show, explains why they are necessary.  He also talks about property management companies and their role in HOA’s. Jason and host, Heather Kelly, also discuss why living in a community which has a reserve fund is […]
Save early and often for a 529 plan   (27:31) June 30, 2021
You can save over time for school expenses, much like saving for retirement.  Troy Runnells, Senior director for strategy and business development with My529, explains how they work.  More importantly, he tells how to cash in your savings when its time to pay for school. Susan Speirs, CEO of Utah Association of CPA’s also joins […]
THC vs CBD: Understanding the differences and their cost   (29:09) June 23, 2021
CBD is the latest fad.  You can find it in everything from gummie bears to face lotion.  Jennifer Beck, cofounder of Jihi, says not all CBD products are the same; and going cheap could be bad. Jennifer also explains to host, Heather Kelly, you can only get high from marijuana (THC) one way.  Find out […]
Should you quit your job or go back to the office?   (24:14) June 16, 2021
Do you feel you have to make a choice between going back to the office or quitting your job?  Anders Melin, wealth reporter for Bloomberg, says it is happening across the country. Find out why employers want to ‘get back to how things were before’ and why employees want more flexibility. You can follow this […]
How to quickly spot a scam   (12:32) June 09, 2021
Can you spot a scam within 30-seconds?  Host Heather Kelly gives tips on how to notice email and snail mail scams.   She’ll also tell you the number one thing to NEVER do when you open emails. You can follow this show on Instagram and on Facebook. And to see what Heather does when she’s not talking money, go […]
Never pay JUST your minimum balance   (27:36) June 02, 2021
Do you know the difference between credit counseling and debt consoladaion?  One will get you back on your feet, the other could result in being taken to court.   Gerri Detweiler, the education director for Nav, explains the best practices for getting out of debt or not running into problems to start with. If you can […]